The problem is that this list keeps changing quite often and it requires continuous research to keep oneself updated.

How many of us have the time to read hundreds of annual reports? In fact, how many of us can get hold of all these reports?

Moreover, annual reports are not everything? How many of us can visit companies, meet their management, discuss their plans, etc.?

What about meeting independent industry experts? How many sectors can we be expert in? Even if we could do all this, can it be done regularly – day after day, year after year?

So who’s better placed to do a good research – a Mutual Fund with its’ full-fledged research team or we, who are as it is too busy with our own jobs?

Contrary to all this, choosing MFs is a relatively much simpler job. Also, it doesn’t require close monitoring. Thus it becomes the best option for most of us to enjoy the fruits of equity, without having to devote too much time, money and effort.