Auto

* Increase in excise duty by 2%-4%.

* Increased allocation under National Urban Renewal Mission for buses

* No increase in excise duties for large cars

Banking and financial services

* Interest subventions for pre-shipment credit and short-term crop loans expected to be withdrawn.

* To qualify for tax benefits under Sec.80C on Fixed deposits  lock in period to be reduced from five to three years.

* Raising the ceiling of TDS on interest income from fixed deposits.

* Allowing banks to raise tax-free infrastructure funds.

* Tax breaks to housing finance and infrastructure-lending companies.

* Housing loans below 30 Lakh rupees to be considered as "priority sector" lending.

* Refinancing from India Infrastructure Finance Co Ltd (IIFCL) for up to 60% of commercial bank loans for PPP (public private partnership) projects in critical sectors is expected to continue.

* Increase FDI in insurance sector from 26% to 49%.

* Recapitalisation of PSU banks with lower tier-1 capital.

Cement

* Roll back of excise duty cuts of around 2%-4%.

• Reduction in import duty on coal

Construction

* An increased outlay in government spending in infrastructure, especially for roads and urban projects

* Details of refinancing for India Infrastructure Finance Company Ltd (IIFCL) funding

* Clarity on minimum alternate tax provisions under a new Direct Tax code, to be implemented in FY12

* More financial availability for infrastructure projects

* National project status for state government projects

Engineering and capital goods

* Increase in import duty on foreign power equipments like turbines, boilers and generators.

* Rollback of excise duty concession given in the stimulus package to manufacturers by minimum 2%.

FMCG

* Raise excise duty on cigarettes by 5%-8%

* Excise duty cuts on products except food items may be reversed by 2-3%

* Rural initiatives for income generation are expected to continue

* MAT (Minimum Alternative Tax) rates can be increased, as a step forward towards the Direct tax Code.

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Real estate

* Hotels to be included under Sec 80 IA (Infrastructure status) for all hotels across India and across all categories

* Greater thrust on PPP projects in housing.

* Increase in allotment to the Rajiv Gandhi Awas Yojana (slum rehabilitation programme)

* Increasing tax breaks provided to housing finance and infrastructure lending companies.

* Re-introduction of tax holiday for housing projects under Sec 80 IB (10)

* Increase in income tax deduction under Sec 80 C on home loan principal re-payment from Rs 0.1 million to Rs 0.2-0.3 million.

Information technology

* Extension of tax benefits for units in Software Technology Parks of India beyond March 2011.

* Spending on education through Sarv Shiksha Abhiyan to be increased.

* Abolishing MAT in STPI units